Up 45% in 1 year, down 7% YTD: Is this multibagger NBFC stock a buying opportunity now?

Nifty 50 is down almost 10% over the last one year. However, some of its components have surged up to 45% in this period- one of them is a multibagger NBGC stock that has seen profit booking this year, raising questions about whether it is a stock to buy now at the current juncture.